With a comprehensive insurance you do not have to pay for the damage that occurs on your rented bike, trailer and other equipment in case of an accident, vandalism, theft*, or if others damage your item without leaving a business card.
Without comprehensive insurance you are under Danish law committed to return the leased items in the same condition as when you rented it.
This means that you have to pay for repairs or a new item, if it has been damaged in any way or stolen.
However, you will not be required to pay for normal wear and tear caused by everyday use.
*Theft is only covered if the bike was locked at the time of the theft.